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Financial Services & Asset Management

Driving Growth Through Financial Expertise

Our Financial Services & Asset Management Portfolio

2PointZero

2PointZero is a next generation holding company, pioneering advancements across a multitude of sectors. The company is dedicated to weaving a legacy of innovation, sustainability, and global inclusivity.



2PointZero is an IHC company.

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Lulo Bank

Founded in 2020 in Colombia, Lulo Bank is a mobile banking app that provides money transfers, savings accounts, loans, and other financial services. Lulo Bank offers a secure and free mobile banking app for banking from anywhere in the world. Launched in 2022, the digital bank has had impressive growth and currently serves more than 120,000 active users in the country.

Lulo Bank is an IHC company.

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International Securities

International Securities is an Abu Dhabi-based UAE SCA regulated brokerage firm that specializes in equity and derivatives trading in on ADX, DFM, and Nasdaq Dubai.



International Securities is an IHC company.

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Chimera

Chimera Investments, established in 2007, is an Abu Dhabi-based private investment firm that boasts significant global influence and acumen. It manages a diverse portfolio of equities and seeks value-creation opportunities in line with its investment policy.

Chimera is a 2PointZero company.

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Lunate

Lunate is a major independent global alternative investment manager, managing over AED 400 billion in assets. Lunate primarily invests in private markets, including Buyouts, Growth Equity, Venture Capital, Private Credit, and Real Assets, with selective investments in Public Equities and Credit.

Lunate is a 2PointZero company.

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Beltone

Beltone Holding is a leading financial services provider with a multi-decade track record of success in the MENA region. The company offers a comprehensive and growing set of financial solutions such as brokerage, investment banking, asset management, equity research, and private equity, in additional to end-to-end non-banking financial institutions (NBFIs) including leasing factoring, consumer finance, venture capital, mortgage finance, and microfinance.

Beltone is a 2PointZero company.

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Sagasse

Sagasse Investments is a dynamic investment company operating as a specialized purpose vehicle, dedicated to strategic investments in select companies. With a primary focus in the Middle East, Sagesse is positioned as a key player in the region’s economic landscape while maintaining flexibility to explore opportunities in diverse global markets.

Sagasse is a 2PointZero company.

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WIO Bank

WIO Bank, is one of the region’s first platform banks created to reboot personal and business banking in the digital age. The company offers the opening of savings accounts, lending, as well as a digital platform for investing in foreign stocks, ETFs, and other financial instruments. WIO is licensed by the Central Bank of UAE.

WIO Bank is an Alpha Dhabi Company.

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IHC’s Financial Services & Asset Management portfolio delivers impactful fund management, digital banking, and brokerage services, fostering economic resilience and opportunities worldwide.

Redefining investment leadership globally, leveraging innovation and sustainability to create dynamic value networks.

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